Home Equity
ICE offers end-to-end technology, data and analytic solutions that allow lenders to originate and service home equity loans and lines of credit on the same systems as first mortgage loans.
Featured Home Equity products
For many lenders, home equity loans are serviced on a consumer lending application and first mortgages are serviced on a separate, mortgage-specific system. However, these consumer lending systems are not usually designed to handle the complexities of the compliance and reporting requirements for real estate-backed loans. Plus, managing multiple applications can be inefficient and increase IT costs.
Encompass®
Eliminate the complexities of lending and investing at scale with the only true end-to-end digital mortgage solution that allows you to acquire more customers and originate, sell, and purchase loans faster - all from a single system of record.
MSP® Mortgage Servicing System
Best-in-class loan servicing software allowing servicers of all sizes the ability to tackle today’s most pressing operational challenges.
Servicing Digital
Provide your borrowers with fast, simple and seamless access to loan and home-related information – anytime, anywhere.
Business Intelligence for servicing
Delivers powerful insights that support servicers in strategic decision-making, automate processes across the servicing life cycle, mitigate risk and increase customer retention.
Automated Valuation Models
Our AVMs combine one of the largest, most expansive data sets in the industry with advanced modeling techniques, rigorous testing and high-performance technology that’s spans the entire real estate and mortgage continuum.
All Home Equity products
By consolidating first liens and home equity, ICE’s integrated solutions reduce the need to update disparate platforms to support evolving regulatory requirements and mitigate risk. And with your customers’ loans together in a single lending ecosystem, our data solutions are able to provide greater visibility into home equity and refinance opportunities, helping you retain more customers.
Home Equity Originations
ICE® Data & Document Automation
Use data and document automation to accelerate loan operations. Automates traditionally manual activities associated with the loan review process. Creates a consistent, uniformed process around capturing documents and data to improve capacity and drive industry innovation.
Encompass®
Eliminate the complexities of lending and investing at scale with the only true end-to-end digital mortgage solution that allows you to acquire more customers and originate, sell, and purchase loans faster - all from a single system of record.
Encompass Consumer Connect®
Easily complete an online mortgage application, instantly engage with their loan officer, and securely upload and eSign documents.
Encompass CRM
Use automated one-to-one marketing with professionally designed, individually tailored communications combined with business intelligence to capture attention, and close more loans.
Encompass® eClose
ICE Mortgage Technology® is changing how mortgages are closed. Experience document ordering, borrower engagement, settlement agent collaboration, eSignatures, and beyond.
Expedite® Close
eClosing software solution supporting all closing types offering flexibility and scalability.
ICE PPE (Product and Pricing Engine)
Enhanced, industry-leading pricing engine, seamlessly integrated into Encompass, that improves the loan officer experience and allows lenders to quickly access rate sheets, keep data accurate and easily stay on top of changes that affect loan scenarios.
ICE® Mortgage Analyzers
Eliminate stare and compare activities. Using intelligent document recognition and data extraction technologies to perform document review and assignment behind-the-scenes; Mortgage Analyzers interrogate the extracted data from documents against the information in your loan origination system and presents the exceptions for review.
Simplifile®
Electronically sign, notarize documents and send your documents for recording at county offices.
ICE Surefire
ICE Surefire helps mortgage professionals win new business, drive repeat business and earn the right to referral business.
Velocify®
Enable your team to more efficiently drive sales, communicate with borrowers, and focus on revenue-generating activities with the industry’s leading sales automation solution.
Home Equity Servicing
Bankruptcy
A flexible, scalable solution that uses using workflow and servicer-defined rules to automate bankruptcy-related tasks.
Customer Service
Helping service agents be informed by providing a holistic view of a borrower’s loan on one screen.
Lien Alert
Efficient, cost-effective portfolio-monitoring solution delivering early notifications of critical property-, borrower- or mortgage-related events that could impact the collateral supporting your loans.
Loan Boarding
Effectively board new and acquired loans onto the MSP loan servicing system with scalability, flexibility and control.
Loss Mitigation
Feature-rich, web-based solution supporting industry-standard retention and liquidation workouts.
MSP® Mortgage Servicing System
Best-in-class loan servicing software allowing servicers of all sizes the ability to tackle today’s most pressing operational challenges.
Servicing APIs
Seamless connections between programs and systems to help users perform business processes with greater ease and efficiency.
Servicing Digital
Provide your borrowers with fast, simple and seamless access to loan and home-related information – anytime, anywhere.
SiteXPro
Web-based access to property reports, automated valuations and our comprehensive property-record database.
Reporting, Data and Analytics
Automated Valuation Models
Our AVMs combine one of the largest, most expansive data sets in the industry with advanced modeling techniques, rigorous testing and high-performance technology that’s spans the entire real estate and mortgage continuum.
Business Intelligence
Easy-to-use, next generation solutions that help real estate professionals, MLSs and title companies generate more business, increase productivity, strengthen relationships and deliver a competitive edge in today’s market.
McDash®
Market-leading repository of servicer-contributed, loan-level data is the deepest and broadest in the industry.
Property Tax Assessment Data
County assessors’ data that includes assessed market and tax values, tax exemptions, legal description and more.
ICE Property Tax Solutions
Suite of tax solutions to help reduce the costs and challenges associated with procuring property tax data.
Public Property Records Data
Comprehensive, nationwide public-records data from over 3,100 county recorder offices across the U.S.
Rapid Analytics Platform
Cloud-based software solution for users to access diverse data assets and run advanced analytics on a single, turnkey platform.
Validate
Innovative mobile app to upload strategic property photos and verify property data to streamline the home equity lending process.
Strategies to drive home equity lending
Explore ICE’s interactive article, How to Grow a Successful Home Equity Lending Business, a strategic guide for lenders looking to capitalize on today’s expanding market. This article highlights how lenders can uncover home equity opportunities using current borrower data, streamline origination processes, enhance servicing workflows, and apply advanced analytics to monitor portfolio risk effectively.
Learn more about the latest strategies and tools to drive home equity business growth
