Mortgage process automation is the practice of identifying time-consuming, repetitive, manual workflows and using standardized datasets as fuel to automate those tasks. Automation removes the human element from mundane tasks, allowing them to be completed in the background through automation technology, improving accuracy and freeing up staff members to focus on more important tasks.
ICE® Mortgage Analyzers
ICE Mortgage Analyzers is an omnichannel mortgage automation solution that automates key business processes for lenders, investors, and servicers. From day one of deployment, Mortgage Analyzers deliver compelling ROI by automating manual workflows, increasing productivity, and reducing risk.
Featured customers
What do the ICE Mortgage Analyzers do?
ICE Mortgage Analyzers automates the traditionally manual process of collecting loan information. Through automation, lenders can accelerate their loan review process to improve overall capacity and loan quality.
How it works
Capture
Simplifies and standardizes the collection of loan information
Perfect
Turns disparate documents into organized, consumable, and actionable data
Accelerate
Transforms operations to an exception-based workflow
Underwriting advantages
Eliminate stare and compare activities
ICE Mortgage Analyzers accelerates loan processing and underwriting by automatically evaluating borrower income, credit, and assets—flagging only exceptions that need human review. This lets underwriters focus their expertise where it matters most, increasing throughput without sacrificing quality.
Increased lift in underwriting
Perfected data. Automated decisioning.
Streamline your lending process with trusted intelligent automation
The ICE Mortgage Analyzers automate key aspects of the underwriting process to create an exception-based workflow that drives consistency, accuracy and velocity.
ICE Income Analyzer
Leverage trusted data from loan applications, paystubs, W-2s, 1040 forms, military leave and earning statements and other essential documents to automate income analysis for precise and reliable borrower assessments.
ICE Credit Analyzer
Effortlessly assess a borrower’s credit with automated tools that analyze credit reports and supporting documents, compares the data against GSE, FHA, and ATR-compliant guidelines- plus your unique rules- and delivers clear, actionable decision insights.
ICE Asset Analyzer
Gain a complete view of a borrower’s assets with a streamline analysis that automatically detects large deposits, establishes withdrawal patterns and applies standardized checklist rules with 23 built-in protocols.
ICE Audit Analyzer
Easily stay ahead of quality control issues and reduce repurchase risks with tools designed to automate the identification of missing documents, flag data inconsistencies and catch potential problems early.
Success stories
“Our primary objective with the Analyzers was to achieve quicker turnaround times to close loans faster, and that's something we've now accomplished.”
Shane Horan
Director of Mortgage Strategic Initiatives
SouthState Bank
Resources
Learn more about how ICE Mortgage Technology® is changing the industry and stay up-to-date with the latest tools and information.
The exception-based underwriting playbook: How to cut cycle time with existing resources
ICE Adds Asset Verification and File Audit Automations to Popular Mortgage Analyzer Offerings
Drive efficiency with Freddie Mac LPA Asset and Income Modeler (AIM) through Encompass
Frequently asked questions
What is mortgage process automation?
What is artificial intelligence (AI) in mortgage lending?
Artificial intelligence (AI) in mortgage lending refers to the use of artificial intelligence and intelligent systems that can analyze vast amounts of data, make predictions, and automate complex decision-making processes. Unlike traditional rule-based automation, AI systems can learn from patterns, adapt to new scenarios, and handle nuanced judgments—such as identifying document types and extracting unstructured data from images and turn it into usable structured data. By implementing AI, lenders can accelerate underwriting, improve accuracy, and deliver more personalized customer experiences throughout the mortgage journey.
What type of mortgage documents can be processed with automation?
Common documentation regarding income verification, credit reports and other essential borrower documents required for underwriting can be analyzed through mortgage automation software, saving underwriters time, and reducing errors. This software can be engineered to analyze and process other documents, as well, using artificial intelligence. Using ICE Mortgage Analyzers and ICE Data & Document Automation documents can be analyzed throughout the mortgage lending process.
Customer success stories
Thousands of customers use ICE Mortgage Technology to drive business and improve efficiency through cutting-edge digitization. Learn how they leverage innovative technology to provide a high-touch, world-class customer experience.
“I am most proud of the ease with which we can scale (Income Analyzer), and the potential that it has. It really will offer our teams a competitive advantage in our market.”
“We have business leaders coming up to us saying, 'Can you automate this for me? Can you make my work life experience better by creating technology?' Which is great.”