MERS®
One simple system of record
The MERS eRegistry is the mortgage industry’s "system of record" for holders of eNotes. Its role is to indicate who holds the authoritative copy of the eNote, resulting in a seamless process for you, your borrowers, and your trading partners. The MERS eRegistry is designed to make your transition from paper promissory notes to eNotes convenient and secure as you move into the eMortgage space.
Save money and eliminate breaks in the chain of title
Reduce the costs associated with transferring mortgage rights by erasing the need for certain paper assignments.
MERS System
A national electronic database that tracks changes in mortgage servicing rights and beneficial ownership interests in loans secured by residential real estate.
MERS eRegistry
MERS eRegistry is the legal system of record of identifying the Controller (holder) and Location (custodian) for the authoritative copy of a registered eNote.
MERS eDelivery
Provide a secure method for distributing documents in any electronic format (SMART Doc, PDF, TIFF, etc.) from one MERS eRegistry infrastructure and transaction security requirements.
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