Encompass®
Mortgage Loan Origination Software, with proven ROI
Simplify your operations and grow your business with ease. Our leading mortgage loan origination software, Encompass by ICE Mortgage Technology, connects and accelerates every step of the lending process, enabling you to streamline your workflows and save significant time with every loan. Trusted by current and aspiring industry leaders to power the American Dream of homeownership, Encompass helps you boost productivity, scale confidently and deliver seamless borrower experiences.
Featured customers






ROI that speaks for itself
With today’s high origination costs, efficiency and profit maximization are key to financial success. That’s where our top mortgage loan software, Encompass, comes in. Developed with this in mind, Encompass delivers significant ROI.
An independent research study* found that, on average, Encompass delivers:
$1,056
Increase in gross profit per loan
23%
Increase in loan production volume without adding staff
3 Days
Reduction in cycle times from application to close
5x
Return for every dollar invested in the platform
* Encompass 2024 customer ROI research study conducted by MarketWise Advisors
Streamline lending operations on our comprehensive mortgage loan platform
Improve operational efficiency, quality and compliance throughout the entire lending lifecycle with Encompass’ modern, intuitive workflows powered by intelligent automation.
Customer acquisition
Drive leads, engage borrowers and close more loans
Convert more customers and build lasting relationships seamlessly with integrated sales tools and mortgage loan pricing. Additionally, deliver a frictionless, user-friendly experience with borrower and TPO point-of-sale solutions that simplify the loan application process.

Loan origination and manufacturing
Produce more loans with less work
Encompass streamlines loan manufacturing processes with intuitive, configurable workflows. Powered by automation, you can reduce errors and save time on document collection, loan data verification and quality checks.

Settlement and closing
Electronically close, record and register mortgage loans from a single platform
Eliminate the complexity of dealing with multiple vendors and systems by leveraging the extensive settlement and closing ecosystem integrated within Encompass. Handle every step of the pre-close, closing and post-closing process directly from your system of record— from ordering documents, collaborating with partners, collecting borrower signatures, investor delivery, MERS registration and recording.

Secondary marketing
Sell mortgage loans with speed and precision
Manage your secondary and capital markets portfolios effortlessly with Encompass. Streamline pricing and lock policies, trades and loan delivery to investors in just a few clicks. Confidently sell high-quality loans to a wide network of investors and GSEs—all from a single, easy-to-use system.

Correspondent lending
Easily purchase loans and lower acquisition costs
Simplify your loan acquisition process and scale your portfolio with the industry's largest marketplace of sellers. Streamline acquisition pipeline management and close transactions faster, with automated, configurable workflows tailored to your unique business needs.

Data and analytics
Make informed, data-driven decisions
Turn analytics into action with real-time data delivery tools and a powerful, mortgage-focused business intelligence platform that provide actionable insights to optimize your business performance and minimize manual processes. Gain a strategic advantage with trusted data to uncover industry trends, compare peer performance and identify growth and efficiency opportunities.

Mortgage loan software for any market
Encompass is the platform of choice for thousands of banks, credit unions and independents mortgage bankers to run their business because it is:
Connected: access the industry’s largest network of lenders, investors, developers and service providers
Complete: leverage end-to-end workflows for any lending channel from a single system of record
Compliant: rest easy with technology that supports industry and regulatory compliance changes
Flexible: easily configure workflows for any business need or channel, and customize your experience using an expansive suite of APIs.
Automated: leverage lights-out automation to achieve unparalleled transparency and control

Ready to get started? Get in touch
Featured resource
Insider tips for navigating mortgage volatility
Concerned about the rising cost of origination and shifting industry conditions? Learn practical tips for increasing cost efficiencies and streamlining common lending processes with automation in any market.

Success stories
“Encompass cuts back on the manual workflow for our employees, allowing them to focus on the more complex issues.”
Chief Operations Officer
GMFS Mortgage
Encompass®
Take your Encompass experience to the next level
Leverage solutions across the Encompass platform to make smarter business decisions, lower costs, and drive innovation across all your channels.
Encompass Consumer Connect®
Borrowers expect an engaging online experience. Are you delivering?
Encompass TPO Connect®
Optimize how you receive and manage loans from your Third-Party Originators.
Encompass Connector® for Salesforce®
Connect Encompass and Salesforce to create a true digital mortgage platform.
MSP® Mortgage Servicing System
Best-in-class loan servicing software allowing servicers of all sizes the ability to tackle today’s most pressing operational challenges.