Business writing and education solutions

Role-based responsibilities and best practices unique to your organization are clearly documented through persona-based workflows. A blend of narrative and illustrative content, customized for each user's specific job role, is delivered in a clear, step-by-step action plan. Documented workflows take the guesswork out of job duties and expectations for staff, while automatically indicating compliance flags within the loan life-cycle, and steps to mitigate potential risk.

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MINIMUM PROJECT TIME: 50 HOURS

The Lending guide provides operational and transactional guidance to lenders producing loans in a retail environment. Lending guides offer an alternative to simply posting matrices and releasing bulletins to communicate with origination staff.

At AllRegs®, a Lending guide may include:

MINIMUM PROJECT TIME: 40 HOURS

Get the most impactful documentation solution for your business, with a thorough review of your existing operational policy library to ensure it’s consistent and up-to-date. This service is ideal when your existing content is spread across many sources. It also helps identify and adjust content that may not comply with current regulatory requirements or industry standards.

Review includes:

MINIMUM PROJECT TIME: 30 HOURS

Product guides provide loan-level product-specific eligibility and qualification requirements. Most commonly presented in matrix or tabular format, they are the product information the majority of users are accustomed to reading. This is also the information that experiences the greatest rate of change with updates often occurring daily. We recommend that a product guide focus upon what distinguishes that product from standard requirements rather than reciting each eligibility element repeatedly across multiple products. The scope of such a project will vary with the number of products offered, the depth of information to be presented, and the format in which the information is presented. Overlay or presenting the variances to established guidelines is simplest. The more data conveyed the larger the project scope. Format also impacts budget. While common and desired for many reasons, table or matrices require more development time than narrative formats.

MINIMUM PROJECT TIME: 50 HOURS

This option focuses on loan analysis and related underwriting requirements, including borrower, transaction, and property eligibility, and appraisal requirements. Because product or program guides are integral to the underwriting function, they are included in the underwriting guide table of contents, with the expectation that these guides exist and are either referenced (linked) or included directly within the guide. The approach selected will impact the development budget, with the referenced product guides being the least time intensive. Development of product or program guides is not included within underwriting guide development, but may be undertaken as an additional project. The underwriting guide table of contents also represents options for content related to the underwriting of FHA, VA, USDA, and reverse (HECM) mortgages. While any and/or all of this content may be included within the underwriting guide under development, each of these will increase the budget incrementally, and are not included within the minimum project time noted above.

DOWNLOAD UNDERWRITING GUIDE SAMPLE

MINIMUM PROJECT TIME: 50 HOURS

A seller guide is a large document or collection of content, which includes all information related to originating or selling loans (doing business) with your organization. Similar titles may include wholesale, broker, correspondent, or TPO guide. Every organization with a wholesale channel generally has such a guide. They vary in scope from the comprehensive guides published by Fannie Mae and Freddie Mac to very minimalistic guides.

A Seller guide may contain:

Because product or program guides are integral to the wholesale channel, they are included within the seller guide table of contents, with the expectation that these guides exist and are either referenced (linked) or included directly within the guide. The approach selected will impact the seller guide development budget, with the referenced product guides being the least time intensive. Development of product or program guides is not included within the seller guide development, but may be undertaken as an additional project. It is expected that you will have legal counsel to support the drafting of related content, such as contracts, representations and warranties. AllRegs® does not provide legal services, and the authorship or validation of such documents shall be considered out of scope. AllRegs® will only review, revise, format, and style client-supplied content. Similarly, it is expected that the client has legal counsel to support the drafting of related content such contracts, representations and warranties. AllRegs® does not provide legal services and the authorship or validation of such documents is out of scope. AllRegs® will review, revise, format, and style client supplied content.