Property Tax Solutions
Simplify property tax data management across the real estate and mortgage lifecycle
ICE delivers a suite of robust property tax solutions that help mortgage and real estate professionals drive efficiency, reduce risk and decrease the costs and challenges associated with procuring property tax data.
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Industry-leading solutions
See why real estate and mortgage professionals across the U.S. trust ICE for property tax data management.
Comprehensive, nationwide property data
ICE’s property data covers 99.99% of the U.S. with over 160 million parcels across more than 3,100 counties
Single source for tax information
Reliable, up-to-date information sourced directly from state, county and local taxing authorities nationwide
Premier customer support
Best-in-class support team committed to delivering exceptional service and optimizing data to meet your business needs
Flexible delivery methods
Various options for delivery available including batch processing, XML integration, SiteXPro, Fee Solutions and our Encompass® loan origination system (LOS)
Robust, reliable property tax data
Access property tax data sourced directly from state, county and local taxing authorities nationwide.
By obtaining information straight from the source, we maintain stringent quality-control measures on every record. Additionally, our data is reviewed and updated frequently to provide reliable and current information.
For lenders
- Obtain property tax estimates quickly to support TRID timeline guidelines
- Access payment history for reverse mortgage and energy efficient loan qualifications
- Provide accurate estimate of escrow amount to collect at closing
- Improve borrower satisfaction by providing more accurate tax estimates upfront and at closing
For title professionals
- Identify properties with delinquent taxes, even if the obligation has been sold to a third party
- Get up-to-date tax information and certificates for properties in Texas, a non-disclosure state
- Obtain precise and reliable tax estimates on California properties
- Access delinquent taxes on water and sewer bills that impact the property
For servicers
- Reveal delinquent taxes on mortgage loans, even on non-escrowed accounts or third-party purchases
- Identify severity of delinquencies and determine how quickly a property could be lost to a tax auction
- Uncover third-party purchased tax liens to help reduce the risk of collateral loss
For capital markets professionals
- Find out the percentage of delinquent taxes in a portfolio
- Leverage tax data to support portfolio-pricing decisions
- Uncover unpaid tax debts on properties and obtain applicable agencies’ contact and payment data
For real estate professionals
- Access on-demand tax estimates at any time to keep homebuyers informed of potential costs
Tax for Loan Estimation
Provide a better borrower experience, increase efficiencies and reduce rework estimates.
ICE Tax for Loan Estimation includes:
- Property address
- Purchase price
- Estimated total property taxes
- Estimated taxes per agency
- Confidence scores
- Agency address, phone numbers and tax due dates
With over 20,000 taxing agencies across the U.S., it can be challenging to quickly procure property tax data, which is critical during loan qualification. ICE’s Tax for Loan Estimation is a powerful solution that delivers reliable nationwide estimates on property taxes.
The solution identifies all applicable taxing agencies and helps determine an accurate and effective method of estimating property taxes based on geography. The user then receives a report that includes an estimate of the total amount of taxes and estimates per agency.
Because ICE collects property tax data directly from the source, the user receives reliable and current information to use for prequalification of borrowers, populating the Loan Estimate form and more accurately funding escrow accounts.
Tax for Closing Disclosure
Get quick, reliable property tax estimates at loan application and closing.
ICE Tax for Closing Disclosure provides:
- Property address
- Tax agency identification
- Parcel number(s)
- Tax year
- Upcoming supplemental tax bill or refund amounts
- Current year tax bill amount
- Escrow months to collect calculation
ICE’s Tax for Closing Disclosure provides current-year tax bill amounts at loan application and closing, using data from nationwide coverage of tax agencies. The solution also delivers current and new taxes, as well as related supplemental taxes based on purchase price.
Tax for Title and Settlement
Reduce uncertainty regarding delinquent taxes and decrease the time and costs associated with procuring tax data.
Identifying delinquent taxes on mortgage loans can be challenging, especially when the debt is on non-escrowed accounts. In addition, when payment obligations are sold to third parties, it becomes more difficult to uncover properties with tax delinquencies — once a third party pays the debt, the property taxes appear current to the lender.
Tax for Title and Settlement is a unique solution that identifies properties with delinquent taxes, even if the obligation has been sold to a third party. With ICE’s Tax for Title and Settlement, users reduce the uncertainty surrounding delinquent taxes to help make more informed decisions and mitigate risk, while decreasing time and costs associated with procuring tax data.