Products/Property Data

Property Data

Our comprehensive real estate property database covers 99.99% of the U.S., across over 3,100 counties. Verified through hundreds of validation rules, ICE’s Property Data gives mortgage, real estate and capital markets professionals the reliable, near real-time information they need to make decisions with confidence.

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About our Property Data

600M+

Ownership, sales, assessment and mortgage records

830M+

Historical data on more than 830 million real estate transactions

99.99%

U.S. property coverage across all 50 states

400+

Data fields per record including mortgage and finance

Property Data use cases

Whether you're underwriting a loan, monitoring a servicing portfolio or managing regulatory requirements, ICE’s Property Data delivers the records, property attributes and analytics organizations need to help grow business opportunities and improve profitability.

Mortgage origination

A lender’s data insights are only as good as their source. ICE collects deed, lien, ownership and assessment records and delivers the records through a variety of channels, including bulk, API, or match and append. Additionally, ICE’s Property Data is seamlessly integrated into our Encompass® loan origination system, providing teams with easy access to the reliable data they need throughout underwriting.

  • Mortgage deed of trust and lien data for lender due diligence
  • Property ownership history and chain of title record data
  • Tax assessment data for valuation support
  • Property characteristics for appraisal and underwriting workflows
  • Automated valuation models (AVMs) and comparables data

Mortgage servicing

ICE’s Property Data supports both portfolio risk management and customer engagement, helping servicers stay ahead of threats while also identifying opportunities to retain borrowers. Servicers can get automated mortgage portfolio monitoring throughout the entire life of a loan, with early warning alerts on property condition changes, tax delinquency, vacancy, occupancy shifts and mortgage event triggers.

  • Solidify escrow accuracy and get notifications on up-to-date risk exposure across loan portfolios
  • Receive early warning alerts on property-, borrower- and mortgage-related events
  • Identify priority liens (HOA, tax) that could threaten collateral in default scenarios
  • Access full-cycle foreclosure and distressed property data

Climate risk

Climate risk is now a core dimension of property value, loan pipeline performance and portfolio exposure. ICE delivers property-level climate risk insights across disaster types (flood, wildfire, etc.), going beyond county-level designations. Whether evaluating a loan at origination, monitoring a servicing portfolio or assessing post-disaster impact, ICE provides the granular, near real-time intelligence to act decisively at every stage of the climate event.

Data licensing

ICE’s Property and Mortgage Data can deliver the valuable insight and reliable resources needed to enhance and build value-added solutions for resellers and their customers. Solutions can be used in a multitude of ways, including improving an existing solution or searching for new revenue opportunities to help support continued growth.

  • Build reliable proprietary tools by embedding ICE's property records, ownership data or AVM models into internal platforms or customer-facing products
  • Conduct market research and benchmark performance against peers
  • Transform licensed data into insights for market share analysis, prospecting, portfolio retention and monitoring
  • Support regulatory and compliance obligations at scale

Real estate

Real estate professionals often need property intelligence that goes beyond the MLS. ICE’s Property Data gives agents, brokers and investors public records on residential and commercial properties, including ownership history, deed and lien data, sales comparables, assessment records and automated property valuations.

Risk management

ICE’s property records give compliance teams the geographic and property-level data needed to help inform and understand up-to-date regulatory requirements. Users gain access to HMDA geographic analysis, CRA assessment area mapping and mortgage compliance data and property record audits for comprehensive reporting.

Capital markets

ICE’s Property Data helps power more informed buy/sell decisions and risk-based pricing strategies, more accurate loan-level due diligence and more resilient MBS collateral analysis.

  • Ownership, lien and assessment data for whole-loan due diligence
  • AVMs and comparables for market valuation and buy/sell pricing
  • Property-level climate risk scores layered onto MBS collateral
  • Assignment and release data to track loan transfer history and lien positions
  • Rapid Analytics Platform (RAP®) and McDash® integration for existing analytics workflows

Title

ICE’s Public Property Records Data give title companies, settlement agents and their lender and real estate clients a reliable foundation for title searches, lien clearance, delinquent tax identification, fee and tax processes, and closing preparation.

  • Chain-of-title records to support title searches and detect ownership gaps
  • Assignment and release data to verify lien release accuracy
  • Foreclosure and distressed property data for real estate owned (REO) and title risk underwriting

Flexible delivery methods

ICE’s Property Data integrates into existing workflows, whether operating within Encompass, building on a loan origination system, running portfolio analytics in the cloud or ingesting bulk data feeds.

Delivery options

Best for

APIReal-time integration into third-party platforms
Bulk and batch deliveryLarge-scale data ingestion into internal systems and data warehouses
Encompass integrationAccess within the Encompass LOS with no separate third-party integration required
FTP and XML Scheduled data delivery into legacy and enterprise systems
Match and appendEnriching existing loan or property datasets with ICE attributes
SiteXPro Web-based access to property reports and records for individual lookups
Third-party platformsAccess through industry-leading data distribution platforms

Frequently asked questions

What types of property data does ICE provide?
How current is ICE’s Property Data?
How can ICE’s Property Data be accessed?
What is SiteXPro?
How much coverage does ICE’s Property Data have?
How can data resellers use ICE’s data?

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