ICE PPE (Product and Pricing Engine)
Product, pricing and profitability with one partner in one platform
The native, powerful pricing tool built for the Encompass® mortgage software solution streamlines pricing, locks and compliance, enhancing growth, efficiency and profitability in a single platform. With ICE PPE, you can quickly access rates, verify eligibility, maintain accurate data and stay updated on changes that impact loan scenarios to minimize the time you spend on the most labor-intensive lock desk tasks.
One platform for speed, efficiency and a single source of truth
- Single vendor support
- Access to leading investors, lenders and housing authorities
- Robust product support: Agency, CRA, FHA, VA, USDA, Jumbo, non-QM, Portfolio, HELOC, HELoan, specialized products (doctor, first responder, teacher, etc.) and more
- Direct integration with agency AMI API for fast, accurate Freddie Mac and Fannie Mae AMI Limits
- Multi-channel support for retail, wholesale and correspondent
- End-to-end platform, where you can manage all loan locks and changes in one place
- The industry’s first Lock Comparison Tool notifies you of changes impacting pricing and eligibility so you can easily re-price and re-lock when needed
Competitive pricing and return on investment
- Minimal cost
- Unlimited user seats
- Unlimited access to investors, wholesale lenders and HFAs at no additional charge
- Complimentary integrations with your POS and CRM technology
Convenient, flexible and configurable
- Full set of APIs available
- Highly configurable to support custom products
- Custom self-service field management in Encompass enables customers to add new fields from Encompass for qualification and pricing
Rules and guidelines management
- Includes access to program specific guidelines through AllRegs®
- Easy to implement overlays
- Matrices to simplify rules management and automate at scale
- Self-manage options or have ICE manage custom programs
What customers are saying
“I recommend ICE Product and Pricing to other lenders because it’s a simple, effective extension of the Encompass system.”
Angela Bornt
Vice President
OwnersChoice Funding
Features
- Search products, rate and price from lock request tool
- Best ex results view
- Import data to lock request form
- Import data to loan file
- Get buy-side pricing
- Encompass worst-case pricing tool
- Custom amortization terms
- Support auto lock
- Auto validate material data changes
- Bi-directional custom fields
- Modern user interface (UI)
- Lock confirmation directly from PPE
- Loan officer impersonation tool
- Simple search on results page
- Price analyzers
- Edit/add manual adjustment
- Float
- Customizable search UI
- Automate worst-case pricing
- Enhanced lock extension policies
Benefits
- Streamline processes and ease with one provider for product, pricing and origination
- Automate pricing and rate-lock tasks
- Customize to your organization’s profit strategy, risk management and LO compensation
- Work with Capital Markets experts and support teams
- Reduce time and tasks managing custom programs